California is hit by earthquakes most than any other part of America. Earth quakes are highly destructible natural calamity; they create mass destruction of property and life. Nothing in this world can compensate for loss of life. But you can still get your property covered against loss and damage. Earth quake insurance is a type of property insurance that covers and compensates the owner for the loss and damage to the property in the sad event of earthquake. People usually remain ignorant of the fact that the ordinary home insurance policy does not cover your property against loss caused due to earth quake.
Another insurance policy is needed to safeguard your investment on property. If you are in California you must buy an earth quake insurance. The city is growing is a business epicenter. The geographical location also makes it more susceptible to natural calamity. Natural calamities are sudden and are very destructive so don’t wait and buy an earthquake insurance policy now. Commercial Insurance San Diego provided by EIS group protects your business and they will make it better for you by adding earthquake insurance at a good price.
California is geographically located at constantly moving pacific and North American plates which makes it more sensitive to earth quakes. After the most unfortunate incident of Northridge earthquake in year 1994 when most companies nearly stopped offering home owner insurance as at that time the law made earthquake coverage a part of homeowner insurance. But with political intervention a separate special policy was designed and sold to cover earthquake loss. Home owner policy did no more cover earthquake loss after that. So it becomes necessary to buy a separate earthquake insurance policy at California. There are relatively less no. of people choosing to get an earthquake insurance as they do not understand the law completely due to lack of guidance.
Most earthquake policies only cover the complete destruction of your home and property in event of an earthquake. They do not cover the any other small or large damages only when your house is completely destroyed and you are forced to move to some other place for shelter. The cost and deductibles of the policy make such policy not very useful as not always property is completely ruined by earth quake but gets severely damaged. You must protect your inside and outside of property against the damage due to earthquake and EIS experts can guide you to buy an appropriate Condo Insurance California.
California is worst hit by earthquakes in America. It is more susceptible to earthquakes than any other place in America. It is a business centre and property is expensive. Residents are always at a risk due to earthquake. So a good earth quake policy becomes a must to buy because home owner insurance does not satisfy that requirement. Earthquake Insurance California can be found at EIS group.You can trust the company for buying this insurance and you will definitely like their service. You can also search the web for more information.
Source by Ron Morgan
