Tonik Health Insurance
Anthem Blue Cross and Blue Shield is one of the major insurance providers in the world and one of the most trusted in the industry and Tonik Health Insurance is a medical plan offered through this company. Tonik Health Insurance is a comprehensive plan that covers vision and dental and also major medical. The insurance plan also contains office visits, emergency, hospital care, and high quality preventative care as part of it’s comprehensive coverage. The plan has a blue card program which ensures that you are covered throughout the United States and a primary physician is not needed with network coverage.
This insurance plan although often marketed directly to college students, recent college grads and children is available to the open population under the sixty-five year old age limit. Tonik Health Insurance rates vary depending on the state that the insured resides in and the plan that is chosen. Three different plans are readily available and offer the same coverage which consists of: emergency, teeth, eyes, preventative and prescription. The difference between the plans are the levels of options chosen such as, the number of doctor’s visits included, the amount of the deductible, and the amount monthly premium and co-pay.
Currently Tonik plans are being offered in six states which are; New Hampshire, California, Nevada, Connecticut, Colorado, and Georgia. The Tonik Insurance Plan can be applied for and purchased one of three ways: either directly online, by contacting one of the many authorized agents and brokers who work for Anthem Blue Cross and Blue Shield, or by calling Tonik directly. Usually if you are in good health with no major medical concerns after applying for Tonik insurance approval is almost immediate, if however you have recently received medical treatment the application may be delayed. Anyone that is currently receiving medical treatment is encouraged to call the company directly before applying for coverage.
With Tonik Health Insurance there are no minimum contracts so you are not committed for a period of time therefore you can get an insurance plan for a few years or a few months. Tonik Insurance plans are however unique because brand name drugs and maternity are not covered, you do however get to choose your own primary physician.
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Source by Bill James
