insurance guide

What is private medical insurance? Private medical insurance is designed to cover the costs of private medical treatment, for what are commonly known as ‘acute...

Private medical insurance usually means you can get treated quicker than going on the NHS. But make sure you check what is and isn’t...

Certain insurance, sometimes known as protection insurance, can pay out in these instances, but they usually only pay out for a limited time and...

If you die unexpectedly, this provides some financial security for people who depend on you. There are two main types of life insurance: whole-of-life...

Also known as accident, sickness and unemployment (ASU) insurance. This is similar to PPI but specifically covers mortgage interest repayments. It usually starts one...

What is Critical illness cover ? Critical illness cover (CIC) is a long-term insurance policy designed to pay a lump sum on the diagnosis of...

What does PPI cover? What the insurance covers will vary depending on the sort of repayments the policy is designed to protect, and on the...

Think carefully about the risks you could face while paying back a loan, mortgage or credit/store card and whether taking out PPI would be...

All policies are different, so always shop around and double check with the provider selling the product whether it includes the features you need...

You're likely to be offered PPI by the company when you take out a mortgage or other loan or credit agreement, but you don't...

Payment protection insurance, or PPI, is insurance that will pay out a sum of money to help cover your monthly repayments on mortgages, loans,...

Most insurance is not compulsory. It's up to you to decide what you may need cover for and you may want to get financial...

Insurance can cover your outgoings if you are unable to work for any reason. Here we explain what the types are and what you...

A recent survey by the Association of British Insurers (ABI) found that almost a quarter of people have cancelled their contents insurance and others...

Most employers are required by the law to insure against liability for injury or disease to their employees arising out of their employment. This guide is intended to help you to understand what is required. It is not a legal interpretation of the Employers’ Liability (Compulsory Insurance) Act and it has no formal legal status. You should be aware that only the courts can authoritatively interpret the law.

Thousands of British parents and even grandparents are unwittingly committing insurance fraud as their kids drive off to university in a car primarily insured...