Car insurance is important and every person today who owns a car cannot drive it without a valid insurance. Mandatory by law, car insurance is necessary, and it is wise to update it from time to time. Moreover, with top insurance companies competing with each other to get a better pool of insurers, you are at advantage here.
Car insurance is plain in itself. When you compare car insurance online India has little to offer in the simple plan. However, thanks to the revision in these plans, you now have the opportunity to enhance your car insurance with add-ons or riders. Add-ons will cost you a little more money, but the benefits given is worth the investment made. Want to know about the top add-ons that can change the face of your car insurance policy? Stay tuned to this page.
Protection from No Claim Bonus (NCB)
If you are not used to filing claims during the tenure of your policy, then you can go for this add-on. With this particular rider, the company will provide you reward in terms of NCB when you renew your insurance tenure. The NCB can range from 20-50% of the premium cover that you pay for 5 years from the beginning of your policy.
The one downside of this add-on is that your NCB will go down to 0% if you file a claim even once during your policy period.
Engine Cover and Road Side Assistance
The most expensive part of a car is the engine. It is also extremely crucial and this is why getting it repaired after an accident or flood can cost you a lot of money. To save yourself from this huge and unexpected investment, buy an engine cover.
If you commute for long distances in your car daily, getting this cover would prove beneficial to you. In an event of an incident or if your car breaks down in the middle of the road, you don’t have to worry about finding a mechanic or towing your car to the garage. Just call your insurance company and the road side assistance will cover every problem that you face.
For people who have the habit of losing their keys can get the key replacement cover. Changing locks can cost you a fortune but with this add-on, the expense of getting a new lock can be left in the past. So, when you compare Car Insurance Online Policies India, ensure you check out these factors.
