We all love our pets, take them on holiday and treat them with food that they just adore. What is also obvious is that we have a difficult time to anticipate the costs of their treatments when they are in poor health.
With unexpected treatment often costing hundreds of pounds, it is not surprising that some pet owners struggle to afford unplanned care for their pets. Pet insurance protects you against the unexpected costs when your pet needs treatment and can help your pet live a longer, healthier life.
Benefits of taking out pet insurance :
Pet insurance principally provides cover for veterinary fees if your pet is injured or becomes ill. However, other benefits may include:
– Third party liability cover if your dog injures someone or damages someone else’s property
– The purchase price of your pet if it is lost, stolen, or dies as a result of an injury or an illness before a certain age
– The cost of advertising a reward for the return of your lost or stolen pet, and the cost of the reward itself, if your pet is found or recovered, up to a set amount
– Paying the costs of looking after your pet if you have to go into hospital for emergency medical treatment
– The cost of your holiday if it is cancelled because your pet needs emergency surgery close to departure
– The cost of emergency veterinary treatment for your pet if you take it abroad under the Pet Travel Scheme
The cover provided by different products can vary considerably. If you are looking to take out pet insurance you should take care to choose the type of product and the level of cover to meet your needs.
