Today, healthcare costs are high and still increasing rapidly day by day. In such a situation, getting medical treatment for illness, diseases or accidental injuries can be very difficult, because the medical expenses add up quickly. The same also goes for the medicines and another health care related services which are very costly. Here, health insurance is a right solution to avoid the burden of huge medical expenses. This is why, the importance of having health cover can not be dismissed over rising health care cost.
New India Assurance is one of the largest non life insurance company in India which provides comprehensive health insurance scheme to offer complete protection to the insured and his family. The policy is designed in such a way that cover is almost for all kind of medical treatment. It covers hospitalization expenses for the treatment of illness/sickness/injuries. It includes-room rent, boarding expenses, nursing expenses, surgeon fees, consultant fees, specialist fees, anesthetist, ICU charges, operation theatre charges, surgical appliances, anesthesia, blood, oxygen, drugs and medicines, diagnostic materials, x-ray, dialysis, chemotherapy, radiotherapy, pacemaker, artificial limbs, etc. It also covers Ayurvedic, Homeopathic and Unani system medicines.
Under this policy, three are various another benefits available. It covers pre hospitalization expenses up to 30 days and post hospitalization expenses up to 60 days. Pre-existing diseases are covered after 4 continuous claim free policy years. It also provides personal accident cover and disability cover.
This health insurance is available for the people between the age of 3 months to 70 years. The one can take this policy on individual basis and for family. Family means proposer, spouse and first three dependent children. Depended parents can also be covered. The premiums are very attractive and very affordable to the customers. The maximum coverage amount is up to Rs.500000/-.
