Did you know that if you have an accident that is not your fault you could still lose money? This could be the excess on your policy, or the cost of getting around on public transport or taxis while your car is off the road. These are all uninsured losses and they could all leave you out of pocket!
However you are entitled to claim back your uninsured losses from the person responsible for the accident. But this can be expensive and time consuming. We understand that after having an accident and losing money the last thing you have the time to do is chase up these losses.
We will provide up to £50,000 of legal costs in the pursuit of recovering your losses. If you should need a solicitor then we will be able to appoint one for you, giving you one less thing to worry about. Our Motoring Legal Protection not only covers you as the driver but also the passengers in your car at the time of the accident. There is no financial cost to you for making a claim. You just pay a small additional fee with your car insurance.
We can help you recover:
– Your policy excess
– Out of pocket expenses – for example train or taxi fares whilst without your car
– Solicitor’s fees and expenses
– Costs and uninsured losses relating to injury or death
– Loss of earnings
– Costs which you may be ordered to pay by a court or tribunal
These costs all add up and can be even more of a worry if you don’t receive sick pay and have to take time off due to the accident. Motoring Legal Protection provides you with that extra peace of mind.
Why should you lose money when it’s not your fault?
This cover is available for a small extra cost and is an additional option you can choose when getting a car insurance quote.
Recovery of uninsured losses will only be undertaken where there are reasonable prospects of making a recovery and where it is economically viable to do so.
