While technology has become more advanced than ever in the year 2016, the same can be said about the lifestyle of people. The ever changing dynamics of the lifestyle of a human being have also led to more time in the hospital. Yes, our generation may be advanced but they are also more susceptible to Medical problems given the erratic routine that is not Medicaly at all.
This is the reason why the importance of a Medical insurance plan has also gone to the roof in the year 2016. And the very first reason why you should care to Buy Best Mediclaim Policy India is that the cost of your medical bill is going to cause some financial troubles if there are unexpected Medical complications. Read on to find the best Medical insurance plans of 2016 in India.
Types of Medical Insurance Plans
There are various kinds of Medical insurance plans that you can opt for but these 4 are the most crucial ones and with add-ons, they provide the best cover that you need.
- Individual Medical insurance plan is meant only for the policy holder. Only they are entitled to the benefits of the Medical insurance plan.
- Family floater Medical insurance plan is for multiple members of the family and top preference today. This one is a great Medical plan because you just have to pay a fixed premium for the entire term of the insurance and get the Medical of your whole family covered.
- Critical illness Medical insurance plan for you and your family will have you covered any major illness like cancer or heart stroke. This policy is meant to take care of your huge financial bills in an unfortunate case like this and also provides you lump sum compensation.
- Senior citizen Medical insurance plans are necessary for those who are living on pensions and savings. People who have retired and can face a medical emergency anytime should have this policy.
Premium Plans Available Today
When compare medical insurance online from Top Insurance Provider Company before making the purchase, it is extremely important to search through every company’s policy.
The top individual Medical insurance plan is provided by Religare, HDFC ERGO, Star Medical, Oriental Insurance and Apollo Munich. These are calculated on the basis of premiums and cover they provide you under their plans.
For family Medical insurance policy, you should go for Star Medical, Universal Sompo, Religare, Tata AIG and again Apollo Munich.
