Insurance fraud investigator jobs are an important job within an insurance company because it is their duty to determine if a claim has been made under false pretenses. It is a career with a good future job outlook that can take you all over the world or allow you to stay in your hometown if you desire. A variety of degrees, including criminal justice, can prepare you for this career. With so many career options and a great job outlook, choosing to become an insurance fraud investigator is a sensible choice. But just what does an insurance and fraud investigator do?
Unlike careers in art, education, health care and other fields, there may be some negative connotations to insurance fraud jobs. This is why it is important to have the right career information to determine if it is the right job for you. An insurance fraud investigator may be responsible for investigating disability claims where individuals say their mobility and/or quality of life is limited due to chronic pain. Since pain is hard to prove medically, much falls on the investigation of the investigator to determine if the individual is eligible for disability payments.
After getting their degrees, insurance fraud investigators might go to work for an insurance company full time. On the other hand, some insurance and fraud investigators may choose to work on a contract basis as a private investigator. When an insurance company has a case they want investigated, the insurance and fraud investigator will usually start with some background information such as personal contacts, addresses, previous claims (if any), and the nature of the current claim. Once the file has been reviewed, the investigator might even do some surveillance work to ensure that the individual has actually lost the functions they claim they have lost. This will involve the use of equipment such as video and still cameras.
Most insurance fraud jobs in this field require working with insurance lawyers or consumer fraud lawyers in the cases where an individual has been found to be providing fraudulent information. It is important to be accurate, professional, thorough and skilled to have success in this challenging and demanding criminal justice career.
