Your State Pension is paid directly into your bank, building society, Post Office® or National Savings account that accepts Direct Debit payment.
If you’re registered blind or need someone else who cares for you to collect your money you can be sent a cheque to cash at the Post Office®.
Putting off claiming your State Pension until later
You don’t have to claim your State Pension as soon as you reach State Pension age. If you wish, you can put off claiming it and get a higher weekly amount or the option of a one-off taxable lump sum payment instead.
If you are thinking about deferring your State Pension you need to consider how the changes to State Pensions from April 2010 may affect your decision.
What to do if your circumstances change
You should tell The Pension Service if:
- you go into or come out of hospital
- you go abroad to live or for a long visit
- you go into a care home
