Specialist insurer Hiscox announces the launch of their new annual travel insurance policy. The new policy is available on the phone or online and provides a choice of Europe or worldwide cover for individuals, couples and families.
Hiscox travel insurance cover includes:
– Up to £10 million emergency medical cover
– Up to £2 million personal liability cover
– Up to £50,000 legal expenses
– Up to £10,000 for political unrest and natural catastrophe evacuation to get you to a safe destination and includes specialist assistance support
– Up to £5,000 for cancellation and curtailment if a trip needs to be cut short due to an emergency such as your home being flooded
– Extended travel disruption cover for missed departure in the case you miss a flight or can’t travel due to a strike, industrial action or mechanical breakdown, this cover is especially important for independent travellers
– Reimbursement of a car hire damage or theft excess if in an accident and the cost of replacing rental car keys
The policy also gives clients the choice to select additional covers they might need, such as cover for their winter ski holiday or, if they run their own business for example, the opportunity to cover themselves when they are away on a business trip. These additional options include:
– Baggage and money cover, including new for old cover for personal belongings
– Business Travel cover which includes the cost of a close business associate to replace you if you are unable to attend a pre-arranged meeting and the cost of replacing business equipment
– Golf equipment in the case it is lost, stolen or damaged and green fees if you can’t attend due to illness, an accident or are prevented from playing due to losing personal documents
– Winter Sports, including off-piste skiing within ski area boundaries of a recognised ski resort
– Extended sports activity cover for ‘high octane’ activities such as white water rafting, quad biking and kite surfing
Steve Langan, managing director of Hiscox UK and Ireland, comments: “Whether you are an independent pleasure-seeker, a sun worshipper or a frequent business flier, this comprehensive annual policy means you can enjoy everything from a spontaneous weekend in Italy to a planned safari in South Africa with the peace of mind knowing that if something does go wrong, you’ll get the assistance you need to get things back to normal as soon as possible.
“Taking the time to understand a policy and what it does and doesn’t cover is important so that you are confident that you will have the right protection for your travel needs. For example, the financial failure of travel providers, such as hotels, airlines, car companies or even planned activities are a risk in these turbulent economic times. Our product offers up to £5,000 for travel disruption due to financial failure so if you have purchased a £600 hot air balloon flight on safari and the operator unfortunately goes into liquidation, we will cover these costs.”
Source : Hiscox
