HCC Life Insurance Company (HCC Life) announced today its renaming of its short term medical insurance product to HCC Life Short Term Medical (STM). Formerly known as the Amigo Short Term Medical Plan, the product is designed to provide quality healthcare coverage for individuals and families in need of medical insurance on a short-term basis.
Now available in 38 states and the District of Columbia, HCC Life STM features the choice of deductible, co-insurance, and length of coverage needed. Clients also have the choice to purchase an HCC Life STM policy either through their professional health insurance agent or online through our direct insurance agency, HCC Medical Insurance Services, LLC, at www.hccmis.com*.
HCC Life STM is appropriate for those in transition such as recent college graduates, unemployed individuals, new employees awaiting benefit eligibility, and those seeking an alternative to COBRA. Because not all emergencies occur Monday through Friday, 8 – 5, HCC Life provides 24/7 telephone access to customer service representatives.
*Depending on the state where coverage is purchased, the maximum period of coverage available is 6, 11, or 12 months. In most states, HCC Life STM is available only to members of the Consumer Benefits of America Association. Membership in the association offers discounts of up to 40% on many short-term and long-term prescription drugs. When membership is required, association fees are assessed at the time of application; enrollment in the association is automatic upon payment of the correct premium and all applicable fees. New members will receive details about their membership benefits with their HCC Life STM insurance documents.