As of October 1, 2007, a person convicted of driving under the influence (DUI) is required to maintain increased auto insurance liability limits in the amount of 100/300/50. The amount indicated represents liability coverage of $100,000 per person for bodily injury or death, $300,000 total for any one accident for bodily injury or death and $50,000 of property damage liability for any one accident. A combined single limit of liability in the amount of $350,000 for bodily injury, death and property damage in any one accident will also satisfy the Fr-44 requirement. A reinstatement fee of $150, $250, or $500 (1st, 2nd, 3rd offense) will be required for license reinstatement. If the person convicted of DUI had the higher liability limits at the time of the offense than no reinstatement fee will apply. Higher liability limits, as indicated on the form Fr-44, will be required for a period of 3 years.
Fr-44 forms are submitted to Florida’s Bureau of Financial Responsibility by insurance companies on behalf of the policyholder. Failure to maintain the Fr-44 requirement will result in driver’s license and vehicle registration suspensions. Insurance companies are required to notify the Bureau of Financial Responsibly of cancelation of insurance by submitting form Fr-46 to the bureau. Florida Statue 324.023 is the specific law that requires the higher liability limits for persons convicted of DUI. Prior to its enactment, a person convicted of a DUI was required to maintain liability limits of 10/20/10, or a combined single liability limit of 30,000. Previously, proof of these liability limits were submitted to the Bureau on form Sr-22. The Sr-22 form is still in use to provide evidence of liability insurance for other types of convictions.
