It’s been a wild start weather-wise for 2012, with trees down and wind gusts of nearly 100mph in some areas. Not surprisingly the insurance sector is being kept busy because of this, with Direct Line insurance reporting a 300% increase in their home claims.
The Met Office reported the wild weather will continue, with severe gales in many places and storm force winds across Scotland, northern England and around southern coasts. Heavy rain will clear in most places but will continue in Scotland. While winds were expected to ease last night, gales still affect the North East of England with frequent showers in North West England.
“Nearly half of all weather related claims are due to roof damage. However, personal safety is paramount and if it is not safe to do so, do not attempt even temporary repairs,” said Stuart Curson head of Direct Line home insurance.
“Damage to gates, garage and shed doors are also common claims. Keep these closed and locked when not in use. This will not only prevent the wind blowing them off the hinges, it is good practice to keep your property secure to avoid an opportunist burglary.”
The company outlined a number of things residents can do in the case of a wind storm:
– Get in touch with the insurer as soon as possible. Direct Line will usually pay for all emergency repairs that need to be carried out to stop the damage getting worse.
– Take photographs of all parts of the home damaged as a result of storms. It may help with the settlement of claims.
– Use a plastic sheet or tarpaulin to temporarily repair storm-damaged roofs, only if it is safe to do so.
