December 31 marks the end of the plan year for most dental insurance companies. Dr. Todd L. Beck and his team at South Waterfront Dental take pride in doing everything possible to help you maximize your dental insurance.
Your dental insurance policy allows for a certain dollar amount of coverage to be provided each year. If your maximum coverage benefit is not used during the year, you will lose those benefits, because unused coverage does not carry over to the next year. This is generally the case with most dental insurance policies.
Although treatment is never dictated by an insurance policy, our experience has shown that careful planning can often maximize benefits. Most dental plans allow teeth cleanings two times a year. Check your policy documents to verify your specific coverage limits.
If you are due for a cleaning, have dental treatment pending, or if you feel you may need treatment that hasn’t been planned yet and you haven’t maxed out your insurance benefits for the year, we encourage you to schedule an appointment before the end of the year.
You may also participate in a Flexible Spending or Health Savings Account. In most cases, any money left in these accounts at the end of the year is forfeited. These are benefits you have paid for, so why not use them to your full advantage?
Make an appointment with your dentist now, as appointments at the end of the year tend to fill quickly. You won’t regret putting those dental coverage benefits to work for the health of your teeth!
Source by Dr. Todd L. Beck, DMD
