Auto Insurance in Dubai protects the insured against unforeseen financial losses. Best Auto Insurance in Dubai covers accidental damage or theft and the liabilities. Platinum Insurance Broker also offers best Online Auto Insurance in Dubai, Online Motor Insurance in Dubai, UAE. Best Motor Insurance Dubai, Third Party Insurance UAE, Online Car/Auto Insurance UAE
The auto insurance policy may include the following six coverage and the coverage is priced separately:
1. Bodily injury Liability: This covers the injuries that the designated driver or policy holder caused to some persons. When you are driving some person‘s car with their permission you and our family members are also covered in the policy. It is very much important to have liability insurance, because if you are involved in a critical accident, you may be sued for huge sum of money. It is good to buy more than the minimum so that you can protect your assets such as your savings and home.
2. Personal Injury Protection or Medical Payments: This insurance coverage pays the treatment for the injuries to the passengers and the driver of the policy holder. This coverage can include medical payments, cost of replacing services and lost wages. It may also include funeral costs.
3. Property Damage Liability: This insurance coverage includes the damages that you have caused to some person’s property. Usually it includes damages to someone’ car, if there is damage to lamp posts, fences , telephone poles, buildings or any other structures that your car hits.
4. Collision: This insurance coverage includes the damage caused to your car because of the collision with some other object or car because of flipping over. Collision coverage will be reimbursed even if the accident happened at your fault. If the collision is not of your fault, the insurance company will get the coverage from the other vehicle driver’s insurance company.
5. Comprehensive: This insurance coverage provides you the amount for loss due to damage or theft caused other than collision with another vehicle or object, such as falling objects, fire, explosion, missiles, windstorm, earthquake, flood riot, vandalism or by animals like deer or bird. This insurance coverage will reimburse you if the windshield is shattered or cracked. Some companies offer glass coverage also.
6. Underinsured and uninsured Motorist Coverage: This insurance coverage will reimburse you or your family member or the designated driver who is hit by hit-and-run driver or uninsured person. When the faulty driver has insufficient insurance to pay for your loss, the underinsured Motorist insurance coverage comes into action. This will protect you if you are caught in collision as a pedestrian.
Platinum Insurance Broker established in 2008 offers Best Motor Insurance in Dubai, UAE. They provide the best Third Party Insurance in Dubai UAE protecting the insured against unforeseen financial losses. Platinum Insurance Broker LLC offers Online Car/Auto Insurance UAE that typically covers risk in one or more occurrences like theft or accidental damage.