“Cheap Health Insurance” Is there really such a thing? If you’re looking for coverage against major medical bills, then yes, there is a form of cheap health insurance available for you. Forget about the high priced conventional insurance plans and start exploring the new types of low cost, self employed health insurance available today.
Self Employed Individual and Family Health Insurance Plans
HDHPs or High Deductible Health Plans can offer you significant savings over other types of health insurance if you’re self employed. The reason they can do this is simple. More of the responsibility for your health care costs is placed on you, the insured. In short, you choose a deductible amount for which you are responsible to pay before the insurance company is responsible to pay.
Deductible amounts for a high deductible health plan range from $500 to a high of $10,000. Each insurance company has it’s own list of deductible amounts to choose from. With many of these new plans you can start with a very basic policy and add on individual riders for other types of coverage. A popular choice is the routine doctor visits and exams rider. For about $20 per month, you can have this rider added to your plan.
Researching the various high deductible health plans, will help you to find the cheapest health insurance available for the self employed. Don’t let false information about health insurance stop you from getting the serious injury and illness medical coverage you need.
High Deductible Health Insurance Quotes
Because almost all major insurance companies have made their medical plans available online, you can go shopping for health insurance any time, night or day, and find low cost individual and family health insurance quotes in a matter of minutes. By filling out a simple request form, you can get low cost quotes from insurance agents and companies in your area.
Source by Jim Westin
