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Car insurance : consider implications of drinking and driving

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Consumers have been warned to consider the implications of a drink driving offence, especially in terms of car insurance, this Christmas.

Neil Greg, director of research and policy at the Institute of Advanced Motorists, issued this warning to those planning to go out this Christmas, including work parties.

He stated: “For many insurance companies it will also make you virtually un-insurable for up to seven years. Some insurance companies just won’t touch people with a drink driving offence.

“When you do get your car back you will find it very difficult to get insurance and you won’t get a cheap deal anywhere.”
Therefore if a driver does not want to be faced with expensive car insurance they should avoid the temptation of drinking alcohol this Christmas.
Mr Greg made these comments as the government launched its latest drink driving campaign on December 1st.

Designated drivers will be rewarded in thousands of pubs across the country as part of the campaign as the government has teamed up with Coca Cola.
As a result drivers will receive free soft drinks in more than 8,000 participating venues.

Drivers have also been faced with an increase in car insurance premiums over the last year so a drink driving offence will only make matters worse. According to the AA, car insurance prices for those aged between 17 and 22-years-old have increased by 51 per cent over the last 12 months.

Young men aged under 25 can now expect to pay around £2,500 for a year’s cover, while women of the same age could find they fork out £1,400. The best way to find the best car insurance for you is to use a price comparison site, such as moneyexpert.com, in order to find the cheapest deals.

You only need to type in all of your details once, including no claims bonuses, and quotes from several companies will all be listed in one place allowing you to compare them all.

Source : Money Expert

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