Companies do this simply to gain more of your business. You can also qualify for additional savings by combining your homeowners and automobile insurance with one insurer; this makes sense for not only saving money, but it makes life easier with one bill and one company to deal with on issues such as filing claims. To get the best rates on multi auto insurance online, get a rate check-up with good to go insurance and get more savings.
Discounts on Multi Car Policies
To get bundle discounts on car insurance, you first must qualify. There are a few conditions you must meet including:
* You must combine your vehicles with one insurance company
So let’s say, for example, you have four cars in your household, and each is with a different carrier. To qualify for the discount, you would need to cancel the three outstanding policies and move them over to 1 insurer. Do not worry about cancelling your policy. It only takes a few minutes over the phone, and you will get a refund check in the mail for any money owed for pre-paid coverage. If these sounds like a bit of a hassle, just think about how easy dealing with only one firm will be once you finish consolidating and the money you will save in the process.
* The automobiles must be in use and not stored
If you have 1 or more vehicles in storage, you can get an individual policy for them with the same firm.
* The policy must be in your name and not a secondary party like a relative
* The cars must be operated only by the policyholder or persons authorized to drive the vehicles
One of the main benefits of bundling is if you have young teen drivers that need to be covered. Going out and securing a separate policy for teenagers are going to be much more expensive than insuring their car in your current policy. With teens getting into more foolish accidents as a result of texting and talking on cell phones, insurers are increasing rates a lot for this high-risk age group.
If you currently have a teenager driving your car, but not yet added as an authorized driver, do so immediately. If they get into a serious accident, the parent or guardian could be on the hook for some expensive bills and the premiums could skyrocket.
Remember, not all providers offer multi-car discounts, so you should get quotes from a broad base of companies to see who has the best rates. Also, some providers limit the number of autos that can be bundled onto a single policy to 3 or 4. To get a free insurance quote with qualifying discounts, let go auto insurance help you find a better rate today.
Additional way to Bundle and Save on Insurance
Another great tip to squeeze out savings on your insurance premiums is to bundle together several lines of coverage; this is often referred to as “multi-line policies” in the industry. Essentially, it means moving all of your insurance with one company to get the maximum cost savings. Some of the following lines that can be connected are:
* Home Insurance, including Mobile or Manufactured Homes
* Condominium and Renters Insurance
* Life Insurance
* Specialty Insurance, such as RVs, Boats, and Motorcycles
If you are a new homeowner or just bought a big RV, contact your current company first to see if they can get you discounted rates. On the other hand, if you have a home or boat policy with a different company other than your automobile, you should check and see how much you could save by bundling. Just a few minutes of quoting can save you some serious money over the course of a year. To get instant quotes for all your insurance needs, let go auto insurance help you online or by phone.
Benefits of Bundling Insurance
There are some obvious benefits of combining your policies together with one carrier. This includes:
* Lowering your rates by getting discounts of 5% or more.
* Saving time by conveniently managing your policy with one insurer.
* You are not as likely to miss payments and have any gaps in coverage by dealing with just one company.
Compare Bundled Auto Insurance Rates Online
Comparison shopping for insurance has never been so fast and simple because of the internet. You can get bundled car insurance quotes in minutes with free quoting sites like good to go insurance. All you need to do is enter some basic personal info, and you will be quoted up to 10 rates. These rates are often lower than agent’s rates because direct insurers have cost advantages over the larger bureaucratic firms.
