During the warmer season of the year Canadians spend more time outdoors. Aviva Canada wishes to communicate on the risks of thieves seizing the opportunity to strike.
Aviva insurance claims data shows that residential burglaries spike in summer months with a 13%, 20% and 31% higher frequency in June, July and August respectively, than April, which shows the lowest occurrence of residential theft claims.
“The key factor is more opportunity,” said Wayne Ross, vice president of national property claims at Aviva Canada. “As residents are out of their homes more frequently and for longer periods of time in the summer months, there is more opportunity for burglaries to occur.”
Aviva insurance claims data also indicates that break-ins are more common at the start of the weekend, with Friday showing the greatest incidence at 26% higher than Sunday, the day with the lowest incidence of break-ins. The good news for Canadians is that burglaries overall are on the decline, with Aviva data showing an over 42% decline in burglary claims between 2003 and 2010. National data from statistics Canada also shows a 4% decline in break and enters between 2008 and 2009.
However, while the frequency of this type of crime is on the decline, the value of property being stolen is on the rise. Since 2003, the average dollar value of the articles stolen from burglaries has increased 36% from $4,555 to $6,190 in 2010 – attributable to the popularity of easy to grab valuable items such as laptops, cell phones and video game consoles.
Based on 2005 to 2010 Aviva Canada data, Quebec homeowners have the highest frequency of break-ins at two times that of the national average. At just over one third of the national average, the Atlantic Provinces have the lowest frequency of burglary claims.
| Province | Frequency of burglaries (vs National average) |
| Quebec | 99% above the national average |
| Manitoba | 43% above the national average |
| British Columbia | 20% above the national average |
| SK, NT, NU, YK* | 4% above the national average |
| Alberta | 2% above the national average |
| Ontario | 20% below the national average |
| Atlantic Provinces* | 64% below the national average |
“Intruders usually enter your home through one of three ways – through the basement, forcing entry through a window or door, or simply opening an unlocked door or window,” said Ross. “Homeowners can take simple precautions to prevent an intruder from entering their property.”
Aviva Canada suggests these precautions:
– If your windows are old, consider upgrading to newer models with improved locking systems. Ensure all windows are locked when out of the home or overnight;
– Make a home look occupied when you’re away. Try parking a car in the driveway, leaving some household lights on, or asking a neighbour to collect mail and newspapers;
– Install a security device with a loud alarm or flashing lights. Some alarms contact authorities directly when they have been activated;
– Use deadbolt locks on all doors, and when moving into a new property have the locks changed.
If you return home to find you’ve been the victim of a burglary, contact your insurance broker as soon as possible. Aviva also offers a single point of contact to begin the claims process quickly and efficiently. The toll-free claims line is 1-866-MY AVIVA, and it’s open 24/7 so customers can talk to an Aviva Claims Care Advisor immediately.
Source : Aviva
