Adopt AmeriPlan for Work at Home Career

Have you been looking for work at home jobs? Well, if you are looking for an opportunity to work at home, full time or for supplemental income, you may be interested in AmeriPlan. AmeriPlan has business opportunities that can prove to be quite profitable and you can virtually run your own business while you work from home. With AmeriPlan you are an independent contractor.

What is AmeriPlan? AmeriPlan, a company that has been in existence since 1992, provides discount health care benefit plans to its members for a monthly fee. It is not an insurance plan, but a savings plan. Starting out as AmeriPlan Dental, this company has greatly expanded its coverage.

How does one make money with AmeriPlan? Working for AmeriPlan, you will be an Independent Business Owner (IBO). IBOs work from home and earn income based on their sales orders. Every AmeriPlan benefit plan must be purchased through an IBO. (No quotas or no earning caps)

For a health membership, the payment is $4.48 – $17.98, and 30% residual income commission on enrollees each month. IBOs can also recruit new IBOs and get paid a percentage on these, $15 – $30 per month. IBOs receive offers from partner merchants and participate in the AmeriPlan family benefit plan.

What kind of training does AmeriPlan give its IBOs? AmeriPlan provides all their IBOs with quality initial training and follows up with ongoing training. Training is done via phone and Internet. AmeriPlan offers paid training for those interested in earning more. Support services are continuous once the business is underway. New IBO’s will have a mentor and a personal trainer at no cost while they work from home.

How does the IBO sell the product? Selling AmeriPlan is an easy. First, it is a good product, boasting a 90% member retention rate. Secondly, with the high cost of health care today, people are very willing to explore options. IBOs, working at home, can start websites on their own or try innovative marketing strategies to promote the product through diverse Internet marketing methods.

There is no cold calling. IBO has set up their homes as call centers and respond to callers who have seen their advertisements. They question these callers; fill out applications, and recommend benefit packages that suit the callers’ needs. The IBO submits the application to the AmeriPlan headquarters via the Internet and customer service staff takes over.

What are the different programs with AmeriPlan? AmeriPlan has medical programs that can be used on as a main insurance or supplemental insurance.

Dental PLUS -Vision, Prescription and Chiropractic benefits for $14.95 – $19.95 per month.

Basic Wellness -services for Vision, Prescription Drugs, Hearing, and Nurses for $14.95 per month.

Medical Plan – Primary Care, Podiatry, Surgeons, Nurseline, Ancillary Services, and Pre-Natal Care from $29.95 – $59.95 monthly.

AmeriPlan’s Non Medical programs:

SecureNet – Protects money, credit, family -offers Child Protection Services, Financial Services, Identity Theft, Credit Repair, Roadside Assistance, and Law Services for $24.95 per month.

Savings Card – “Freedom Pass” – shopping restaurants, auto, shopping, travel, and recreation for $14.95 per month.

Does AmeriPlan seek people interested in work from home jobs? AmeriPlan wants people who are looking at work from home jobs. To be a successful IBO, one must know this takes work and creativity. One must commit to training, a minimum of two hours daily; and full responsibility for advertising. Phone skills and computer skills a must.

What is the cost involved for this work at home job? In addition to advertising costs and other marketing, AmeriPlan has three different main options and optional add ons as well. These range $50-$500 plus monthly fee.

Source by Elizabeth Martinez

It is every parent’s dream to be able to get affordable car insurance for teenagers. When your teens come home one day, announcing that they have obtained their car license, it is the starting point of your nightmares. You are worried about your teens’ safety as well as the cost of insuring them. This is because you are well aware that teens do not come cheap when it comes to car insurance. Luckily, you still have choices to get cheap car insurance rates for them with adequate coverage without burning a hole in your pocket.

Insurance companies have different perspective in managing their business, which explains the difference in plans and prices offered. Do some studies and ask for recommendations from friends and families for the best company. The company that you are going to choose should be the one that offers low rates as well as able to deal with you efficiently once your teens need their protection.

Next, consider insuring them under your policy. This move will help you to save a bundle although you might notice a rise in your rates at first. It is common that your premiums doubled when you add a teenage driver in the same policy. However, you will gain more savings this way compared to insuring them individually. Your premiums will be lower once your teens show that they are capable to drive safely in the long run.

Teenagers can also sign up for defensive driving courses if they are still considered having not enough experience in driving. There are special driving courses like Pass Plus scheme which can put their skills to a higher level once they graduated from these courses. Pass Plus scheme give new drivers chances to master skills of driving in tricky situations such as driving at night or under bad weathers with low visibility.

Get them cars that are safe enough for teenagers to drive. Older and heavy cars are much better choices compared to expensive sports cars. The former are proven to be less attractive to thieves and prone to accidents. They will then reduce the risk of the teenagers which contributes to lower claims. Your insurance company will also be able to grant you with cheaper car insurance for teenagers because of this. If you are still worried, install anti thefts and safety devices such as steering locks and automatic seat belts which can protect your teens and their cars further.

Last but not least, remind them to drive cautiously and safely all the time. There is no point to drive dangerously to show off to their peers when they are risking their own lives and also leads to higher cost of insurance if they tend to have bad driving habits like speeding. Teenagers are new drivers and they should refrain from committing any traffic offenses or involve in accidents which will leave them with bad points in their driving records.

Source by Crex Sky

There are many ways that you can get affordable low cost homeowners insurance. It is important that you protect the contents inside your home. The best way to do this is to have an insurance policy that gives you the proper amount of coverage. The first thing that you want to do is talk to your insurance agent and see if you can combine other insurances you have with them to save money. For instance if you already have auto insurance you can save money by adding a homeowners policy along with it. You never know when you may have a fire or somebody breaks into your house so have the right insurance to make sure your possessions are properly insured.

Find: Discount Homeowners Insurance

When searching online you want to be able to compare the price of insurance along with the policy coverage you will be receiving. It is important that you get enough coverage so that if something happens you can replace the items that are inside of your home. You want to talk to your agent and find out what is a good amount of coverage to keep you protected. It is always best to shop around so that you make sure you are getting the best policy for the most affordable rate.

Buy Cheap: Homeowners Insurance

Remember it is very important for you to have a homeowner’s insurance policy. This will help you cover all of the items that are inside your house in case you have a fire or somebody breaks in and steals them. You do not want to have something major happens and you do not have insurance to replace valuable items you have accumulated.

Source by Bryan Burbank

More about insurance

This is because dental insurance is designed to provide preventive care and this, by and large, eliminates chances of major problems. Unlike health insurance, whereby plans need to cover expensive tests, multiple treatments, and dangerous diseases, dental insurance covers diseases that are preventive by nature and even if treatment becomes essential, the diagnostic tests require little more than x-rays, and a thorough examination by the dentist.

Family dental insurance also makes economic sense. People will find that in any family, there will be members who have required dental treatment at some time or the other. It can be children who require their cavities to be filled or the older generation requiring root canal treatment. If nothing else, regular visits to the dentist are an answer to keeping teeth in good condition, be it cases of bleeding gums or teeth requiring topical fluoride treatment. Routine check-ups can prove to be affordable, if covered by dental plans. Otherwise, a visit to a dentist, apart from being a painful experience, can also end up digging a deep hole in the pocket.

People can afford dental insurance at reduced rates if they choose to buy PPO plans, or preferred provider organization plans. The only thing they have to sacrifice here is the freedom of choice. This means that as for as the freedom of choosing a dentist is concerned, they will have to choose a dentist who is listed in the plan’s network. People should weigh the benefits offered carefully and, given the affordable nature of the plan, they may consider this price too little a sacrifice as compared to the advantages.
More about insurance

Source by Mrtakiyaki

There’s not much cool factor in life insurance. Many of the common perceptions of the industry as staid and frightenly conservative have some basis of truth behind them. Finally, something exciting in the world of life insurance. Hybrid term life insurance. Let’s take a look at one of the many shoots of innovation now entering the market much to your benefit.

We have wondered when the life insurance industry might follow health insurance in the transformative change towards better and more user friendly tools and processes. Hybrid life insurance is an indication that it’s finally started. Just to give you some background, I have a great deal of experience in the health insurance and life insurance market. It was always frustrating to watch the sluggish movement that life insurance made in light of health insurance adoption of online applications, instant underwriting in some cases, and a rich plethora of plan options. Let’s face it…life insurance is a conservative industry for a reason…it needs to be in some respects but that shouldn’t stifle innovation. This brings us to hybrid life insurance.

We are quietly excited about this new product. First a quick lay of the term life insurance landscape. In a simplified view, we have underwritten term life plans which is majority of the market and probably what you’re thinking of when shopping for life insurance. A new addition to this traditional life option is no medical life insurance. This address the need for people who may be unable to qualify for standard underwritten life policies. Hybrid is somewhere in the middle. We expect a big push in this direction and in general, we think it’s a great benefit for life insurance shoppers.

Hybrid life insurance combines an almost instant and simplified approval for life insurance associated with accidental death. This is based on a few health questions and no paramedical exam. You then have a period of time in which to get a paramedical exam…say six month to extend this dollar amount to all standard causes of death. The benefit is that the pricing is closer to the traditionally underwritten life insurance plans while the underwriting process is closer to the no medical life insurance plans. Traditional life underwriting is usually cheaper (depending on health) but takes a while to process. No medical is usually more expensive (per dollar of coverage) but process very fast (if not instantly). Hybrid life insurance, as it’s name denotes, is a nice middle ground. Fast underwriting for accidental death with the option to more fully underwrite (via the paramedical exam) in order to get the better rates of a traditional plan.

This is all relatively new so information is coming out all the time. We would be happy to run a hybrid life insurance quote in addition to the other plans on the market through our term life quote request form. It’s hard to get excited about life insurance but for now, this is as close as we come. Let’s hope it’s the beginning of a sea change in life insurance market innovation. As always, we are constantly scouring the market for new and affordable life insurance options for our clients. As your licensed independent broker, that’s our job.

Source by Dennis Jarvis

If you want to take care of yourself then you need some sort of affordable insurance. You need a way to finance the health related costs that you will incur for those times when you get sick.

Health In A Stressful World

Money does not grow on trees nowadays and we all have to find a way to make ends meet. The world is a busy, busy place and resources are tight all round. People are competing like never before and if you want to survive in this world, you have to work very hard.

With such pressures, well, it’s just possible that you will get sick during this very competitive journey.

Money is also something that is demanded from you all over the place and even good value insurances are always a bit of a downer – after all, where’s the pleasure and fun in buying insurance? What you really need is good quality and affordable health insurance in today’s world.

How can you avail yourself of good value insurance in today’s world? Well, there are several ways you can find affordable health insurance – information is accessible like never before.

Using An Agent For Your Insurance Needs

Perhaps the first thing that you could do, in order to find affordable health insurance, is to look for an insurance agent. Insurance agents are very familiar with health and how to handle enquiries.

Indeed you could say that health insurance is their bread and butter, as so many other opportunities spin off it, enabling them other business in the future – so they are there to help you find what you need.

They recognize how much it costs to be hospitalized; to have examinations; to get medication. That’s what they do.They know how much it costs to pay for these bills.

And they even know how much it will cost you just when you die (they can find a policy or two for that as well!).

So, if you want to know all these costs and how to manage it then a good, reputable insurance agent is there just for you and your needs assessment. Whilst there are a lot of good health insurance agents out there you need to do your research and get yourself someone who can do a job that’s right for you, as well as their commission.

Ask around; do your research well and you will be rewarded with someone that will help you for years to come.

Going Alone To Find Affordable Insurance

If you can’t get good advice or suggestions from anyone else, you can nowadays always look for more information over the internet. You can find a ton of resources on the web as far as health is concerned.

It’s as easy as Googling and the information you want will, likely as not, pop right up. A word of advice here – get really specific with your search terms.

‘Health insurance’ will show up a lot of returns that are not relevant for your personal needs. ‘Milwaukee health insurance plan’ will get you a lot closer to what you want (if you are in Milwaukee, of course, that is!).

There may well also find extra hints and tips on how to get your hands on affordable health insurance. Health is not a joke in today’s world. If you want to make sure that you can live a long and healthy life in the world then you have to take care of your health well.

And if things go a bit wrong, for whatever reason, having adequate funding to look after your health when you really need it is vital.

It is hard to live in the world today. You do not know when you will get sick, so get yourself properly covered with affordable health insurance – and soon!

Then you can live your life to the full, safe in the knowledge that you will be able to look after yourself should you need to.

Source by Martin Haworth

Source by http://www.articlesbase.com/authors/insurance-factory/362804