To buy or not to buy… that is the question on most homeowners’ minds when it comes to appliance insurance cover.
If you are debating over whether or not it is worth buying insurance for your household appliances, here are 5 compelling factors in favour of getting that insurance.
- Provides Protection In The Event Of An Unexpected Breakdown
No home appliances, however expensive, is 100% infallible. Unexpected circumstances can cause mechanical or electrical breakdowns, often at the most inconvenient time. While replacing smaller appliances is easy and affordable the breakdown of big ticket items such as a fridge, freezer or expensive Smart TV and entertainment systems can be more challenging and will also hurt your bank balance considerably.
- Provides Protection In The Event Of Accidental Damage
Accidents can and do happen all the time, no matter how careful we are. The accidental damage clause covers your household appliances if they get damaged beyond repair because of an accident. Here an accident is defined as ‘an unexpected, unintentional external action that damaged your appliance or its contents’. For example, if you accidently knocked over the television and the screen cracked, you would be covered by your appliance breakdown insurance. Did your teenagers accidently smash the washing machine door while practicing cricket in the basement? That would be covered too.
- Helps You Get Your Repairs Done With One Phone Call
When you have appliance breakdown insurance, you only have to make one phone call to your insurance company to get the appropriate engineer to come over and get your appliance repaired. No need to spend hours searching online for a good repair company or making several phone calls in search of an affordable repair service.
- Helps You Get On With Life Uninterrupted
Time is precious. Spending time trying to fix broken household appliances can leave you with less time to spend on more enjoyable activities. Letting the insurance company take care of the repairs means you do not have to sacrifice valuable time trying to resolve the issue.
- You Do Not Have To Deal With Unqualified, Inexperienced Repairmen
Insurance companies take great care to ensure that they appoint qualified, experienced repair engineers. You make one phone call to the insurance provider and you know they will put the best person on the job. When you find someone through Google or a local directory, it is impossible to determine their credentials or know that they are trustworthy. The right insurance policy will remove any of these doubts.
Are you looking for low cost appliance insurance? Why not give Smart Cover Direct a try. We have a range of impressive, smart policies that are tailored to your lifestyle.
Source by smartcover
